Absolute return answers ‘how much money changed’ while CAGR approximates a smooth annualised growth path between two dates.
Neither replaces scheme performance statements, but both help you phrase results in conversations with advisors.
Mutual Fund Returns Calculator — key points
- Absolute % change
- CAGR over stated years
- Pie for gain vs cost or shortfall visualization
How these metrics help
CAGR ignores path volatility; two funds can share CAGR with very different drawdowns.
- Use CAGR for horizon comparisons of similar length.
- Use absolute return for quick profit-and-loss sense.
Definitions used
Absolute return = (Current value − Invested) / Invested CAGR = (Current value / Invested)^(1/t) − 1 t = years invested.
Symbols
- Invested — Total cost basis you attribute to the holding.
- Current value — Mark-to-market value today.
If current value trails invested amount
The pie switches to show remaining value versus shortfall so you still get an intuitive split during drawdowns.
Benefits
- Plain-language percentages for statements and records.
- Works for any asset if you trust the inputs.
Frequently asked questions
- Dividends?
- Reinvested dividends should be in invested or current per your method; consistency matters.
- Partial sales?
- Use blended invested and remaining units off-platform, then enter totals here.
Profitspire Hub publishes educational calculators only. Rates, slabs, and rules change—confirm with fund houses, banks, government notifications, or a qualified professional before acting.